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WebATTENTION - F&M Bank provides the following links for your information and convenience. F&M Bank does not control nor is it responsible for the content of these sites, nor does it … WebFREE Higher Balances 3.04% APY* on balances less than $20,001 3.04% to 0.11% APY on balances equal to or greater than $20,001 depending on balance in account* 0.01% APY* if qualifications aren't met Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)* $0 Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)* Yes Yes $50 WebGUTHRIE NORTH UPDATE 4.12.23: The Drive-Thru is Open. The Lobby is Currently Closed. Please use our South Division branch for your lobby service needs. Watch… dave carroll the fallen and the brave